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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ADVISORY SERVICES & INVESTMENTS LLC Service code 17 · EIN 93-1238515 15 SW COLORADO · BEND, OR 97702 | Pension Consulting | $29,931 |
Filed as: JOHN HANCOCK Service code 12 · EIN 01-0233346 | Sub-transfer agency fees; Recordkeepi... | $15,569 |
MOSS ADAMS LLP3 years Service code 10 · EIN 91-0189318 | Accounting | $7,140 |
Filed as: NORTHWEST RETIREMENT PLANS INC Service code 10 · EIN 93-0839718 3235 HILLCREST PARK DR STE 100 · MEDFORD, OR 97504 | Accounting | $4,935 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,606 | $65,862-14.1% | $124,693-54.6% | $79,391-28.7% |
| Participation rate | 87.6% | 62.2%+25.4pp | 74.6%+13.0pp | 70.7%+16.9pp |
| Annual return | 18.12% | 19.02%-0.9pp | 5144.19%-5126.1pp | 116.88%-98.8pp |
| Employer contribution / active EE | $4,555 | $1,883+141.8% | $3,324+37.0% | $2,428+87.6% |
| Participant deferral / active EE | $5,448 | $2,772+96.5% | $4,615+18.1% | $4,046+34.7% |
| Admin fee / account holder | $451 | $673-32.9% | $7,494-94.0% | $627-28.0% |