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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,478 | $141,001-65.6% | $112,228-56.8% | $139,487-65.2% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.07% | 32.75%-21.7pp | 30.23%-19.2pp | 373.84%-362.8pp |
| Employer contribution / active EE | $1,404 | $4,285-67.2% | $3,432-59.1% | $4,755-70.5% |
| Participant deferral / active EE | $1,082 | $5,877-81.6% | $4,800-77.5% | $6,713-83.9% |
| Admin fee / account holder | $9,868 | $9,959-0.9% | $7,752+27.3% | $11,407-13.5% |