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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,715 | $155,840-73.2% | $124,694-66.5% | $167,553-75.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 8.26% | 17.98%-9.7pp | 5144.82%-5136.6pp | 478.89%-470.6pp |
| Employer contribution / active EE | $1,672 | $4,165-59.9% | $3,325-49.7% | $4,840-65.5% |
| Participant deferral / active EE | $1,408 | $5,675-75.2% | $4,615-69.5% | $6,343-77.8% |
| Admin fee / account holder | $1,603 | $9,536-83.2% | $7,495-78.6% | $12,316-87.0% |