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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,044 | $129,943-67.6% | $104,303-59.7% | $134,493-68.7% |
| Participation rate | 92.3% | 79.5%+12.8pp | 73.3%+19.0pp | 81.2%+11.1pp |
| Annual return | -16.38% | 42.03%-58.4pp | 24.61%-41.0pp | 418.01%-434.4pp |
| Employer contribution / active EE | $1,576 | $4,185-62.3% | $3,372-53.3% | $4,740-66.7% |
| Participant deferral / active EE | $1,162 | $5,588-79.2% | $4,625-74.9% | $6,400-81.9% |
| Admin fee / account holder | $3,008 | $9,323-67.7% | $7,340-59.0% | $11,425-73.7% |