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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,911 | $95,406-81.2% | $185,849-90.4% | $85,847-79.1% |
| Participation rate | 40.0% | 68.8%-28.8pp | 81.7%-41.7pp | 69.3%-29.3pp |
| Annual return | 25.56% | 23.59%+2.0pp | 122.10%-96.5pp | 318.61%-293.0pp |
| Employer contribution / active EE | $432 | $3,314-87.0% | $5,169-91.6% | $2,565-83.2% |
| Participant deferral / active EE | $1,354 | $3,424-60.5% | $5,569-75.7% | $3,952-65.7% |
| Admin fee / account holder | $6,945 | $7,214-3.7% | $16,244-57.2% | $6,261+10.9% |