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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,248 | $73,848-76.6% | $143,799-88.0% | $68,486-74.8% |
| Participation rate | 51.3% | 66.7%-15.4pp | 80.3%-29.0pp | 67.9%-16.6pp |
| Annual return | -15.85% | 0.91%-16.8pp | -0.04%-15.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $709 | $3,184-77.7% | $4,952-85.7% | $2,597-72.7% |
| Participant deferral / active EE | $1,927 | $3,385-43.1% | $5,638-65.8% | $4,028-52.2% |
| Admin fee / account holder | $1,425 | $5,755-75.2% | $14,677-90.3% | $5,404-73.6% |