Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,204 | $52,967-77.0% | $172,753-92.9% | $65,186-81.3% |
| Participation rate | 32.7% | 66.2%-33.5pp | 82.6%-49.9pp | 70.2%-37.5pp |
| Annual return | 5.95% | 30.12%-24.2pp | 803.00%-797.0pp | 29.39%-23.4pp |
| Employer contribution / active EE | $346 | $2,190-84.2% | $5,144-93.3% | $2,177-84.1% |
| Participant deferral / active EE | $865 | $2,471-65.0% | $5,198-83.4% | $3,514-75.4% |
| Admin fee / account holder | $1,659 | $472+251.5% | $13,956-88.1% | $847+95.8% |