Retirement plan

ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN

Name: ROTH IGA FOODLINER, INC. - ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN (2020) Form 5500
Creator: ROTH IGA FOODLINER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN, ROTH IGA FOODLINER, INC.

ROTH IGA FOODLINER, INC.EIN 93-0506597Plan #001PY 2020

4895 INDIAN SCHOOL ROAD NE - SALEM, OR 97305503-393-7684LinkedIn51-200 employeesfood & beverages

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$39.8M

+11.2% from 2019

Total participants

1,046

+2.2% from 2019

Average account balance

$38,634

+8.7% from 2019

Annual return

15.91%

-3.76 pp from 2019

Benchmarks

See 1,285 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,285 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$44.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,171

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.82M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$100

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 11 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY WEALTH MGMT Service code 27 · EIN 26-4310632	Advisory (Plan)	$67,464
MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$38,784
ALDRICH WEALTH LIMITED PARTNERSHIP2 years Filed as: ALDRICH CPA'S Service code 10 · EIN 93-0623286	Accounting	$8,885
SLC MANAGEMENT4 years Filed as: AIG FUNDS Service code 52 · EIN 13-3127880	Indirect Investment Fees	$0
AMERICAN FUNDS4 years Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
COLUMBIA1 year Service code 52 · EIN 36-3376651	Indirect Investment Fees	$0
FEDERATED4 years Service code 52 · EIN 25-6343882	Indirect Investment Fees	$0
HARBOR4 years Service code 52 · EIN 34-1953393	Indirect Investment Fees	$0
PIMCO FUNDS3 years Service code 52 · EIN 95-2632339	Indirect Investment Fees	$0
T ROWE PRICE RPS INC4 years Filed as: T. ROWE PRICE Service code 52 · EIN 52-1784828	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$120K

$197 / participant

Investment mgmt$92K76.5%
Contract admin$13K10.5%
Other / not subdivided$16K13.0%

% of EOY assets

0.301%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ALDRICH CPAS AND ADVISORS LLP
Auditor EIN: 930623286
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,634

$64,286-39.9%

$90,970-57.5%

$73,412-47.4%

Participation rate

97.4%

63.6%+33.8pp

69.0%+28.3pp

72.2%+25.2pp

Annual return

15.91%

21.46%-5.6pp

134.60%-118.7pp

59.30%-43.4pp

Employer contribution / active EE

$1,054

$895+17.8%

$2,122-50.3%

$2,234-52.8%

Participant deferral / active EE

$1,190

$2,453-51.5%

$3,373-64.7%

$3,806-68.7%

Admin fee / account holder

$116

$287-59.5%

$5,961-98.0%

$158-26.4%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY4 years

Filed as: MORGAN STANLEY WEALTH MGMT

Service code 27 · EIN 26-4310632

Advisory (Plan)

$67,464

MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$38,784

ALDRICH WEALTH LIMITED PARTNERSHIP2 years

Filed as: ALDRICH CPA'S

Service code 10 · EIN 93-0623286

Accounting

$8,885

SLC MANAGEMENT4 years

Filed as: AIG FUNDS

Service code 52 · EIN 13-3127880

Indirect Investment Fees

AMERICAN FUNDS4 years

Service code 52 · EIN 95-1411037

Indirect Investment Fees

COLUMBIA1 year

Service code 52 · EIN 36-3376651

Indirect Investment Fees

FEDERATED4 years

Service code 52 · EIN 25-6343882

Indirect Investment Fees

HARBOR4 years

Service code 52 · EIN 34-1953393

Indirect Investment Fees

PIMCO FUNDS3 years

Service code 52 · EIN 95-2632339

Indirect Investment Fees

T ROWE PRICE RPS INC4 years

Filed as: T. ROWE PRICE

Service code 52 · EIN 52-1784828

Indirect Investment Fees

ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion