Retirement plan

ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN

Name: ROTH IGA FOODLINER, INC. - ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: ROTH IGA FOODLINER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN, ROTH IGA FOODLINER, INC.

ROTH IGA FOODLINER, INC.EIN 93-0506597Plan #001PY 2016

4895 INDIAN SCHOOL ROAD NE - SALEM, OR 97305503-393-7684LinkedIn51-200 employeesfood & beverages

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$29.5M

+5.9% from 2015

Total participants

909

+1.1% from 2015

Average account balance

$33,385

+4.3% from 2015

Annual return

7.41%

+6.09 pp from 2015

Benchmarks

See 1,184 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,184 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$44.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,171

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.82M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$100

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$44,353
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632	Advisory (Plan)	$14,625
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGANSTANLEY WEALTH Service code 27 · EIN 26-4310632	Advisory (Plan)	$13,951
MORGAN STANLEY SMITH BARNEY1 year Service code 27 · EIN 26-4310632	Advisory (Plan)	$13,844
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY WEALTH Service code 27 · EIN 26-4310632	Advisory (Plan)	$13,838
AKT LLP2+ years Filed as: AKT CPA'S Service code 50 · EIN 93-0623286	Direct Payment	$11,500
BARRAN LIEBMAN LLP1 year Filed as: BARRAN LIEBMAN Service code 50 · EIN 93-1251627	Direct Payment	$6,000

Plan features & details

Pension benefit codes2E2J2F2G2K2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$118K

$206 / participant

Investment mgmt$84K71.3%
Contract admin$13K11.4%
Other / not subdivided$20K17.3%

% of EOY assets

0.400%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALDRICH CPAS AND ADVISORS, LLP
Auditor EIN: 930623286
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,385

$37,044-9.9%

$71,796-53.5%

$57,658-42.1%

Participation rate

95.8%

61.1%+34.7pp

69.1%+26.7pp

70.2%+25.6pp

Annual return

7.41%

12.64%-5.2pp

78.04%-70.6pp

5.13%+2.3pp

Employer contribution / active EE

$783

$720+8.8%

$1,924-59.3%

$1,974-60.3%

Participant deferral / active EE

$1,094

$1,974-44.6%

$2,794-60.9%

$3,061-64.3%

Admin fee / account holder

$133

$101+32.2%

$4,815-97.2%

$95+41.2%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.2+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$44,353

MORGAN STANLEY SMITH BARNEY2+ years

Filed as: MORGAN STANLEY

Service code 27 · EIN 26-4310632

Advisory (Plan)

$14,625

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGANSTANLEY WEALTH

Service code 27 · EIN 26-4310632

Advisory (Plan)

$13,951

MORGAN STANLEY SMITH BARNEY1 year

Service code 27 · EIN 26-4310632

Advisory (Plan)

$13,844

MORGAN STANLEY SMITH BARNEY2+ years

Filed as: MORGAN STANLEY WEALTH

Service code 27 · EIN 26-4310632

Advisory (Plan)

$13,838

AKT LLP2+ years

Filed as: AKT CPA'S

Service code 50 · EIN 93-0623286

Direct Payment

$11,500

BARRAN LIEBMAN LLP1 year

Filed as: BARRAN LIEBMAN

Service code 50 · EIN 93-1251627

Direct Payment

$6,000

ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROTH IGA FOODLINER, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion