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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,644 | $162,529-82.4% | $130,788-78.1% | $154,746-81.5% |
| Participation rate | 92.3% | 75.9%+16.4pp | 70.1%+22.2pp | 80.7%+11.6pp |
| Annual return | 10.23% | 510.48%-500.2pp | 386.44%-376.2pp | 172.34%-162.1pp |
| Employer contribution / active EE | $1,399 | $4,447-68.5% | $3,558-60.7% | $4,379-68.1% |
| Participant deferral / active EE | $3,776 | $4,808-21.5% | $4,137-8.7% | $6,730-43.9% |
| Admin fee / account holder | $1,742 | $7,669-77.3% | $6,673-73.9% | $14,365-87.9% |