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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,644 | $234,190-87.8% | $180,320-84.1% | $198,609-85.6% |
| Participation rate | 92.3% | 77.1%+15.2pp | 71.5%+20.8pp | 82.4%+9.9pp |
| Annual return | 10.23% | 1057.44%-1047.2pp | 778.54%-768.3pp | 202.70%-192.5pp |
| Employer contribution / active EE | $1,399 | $5,258-73.4% | $4,108-65.9% | $5,055-72.3% |
| Participant deferral / active EE | $3,776 | $4,988-24.3% | $4,304-12.3% | $6,977-45.9% |
| Admin fee / account holder | $1,742 | $12,558-86.1% | $10,000-82.6% | $19,030-90.8% |