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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,422 | $59,440-13.5% | $78,004-34.1% | $82,637-37.8% |
| Participation rate | 100.0% | 62.8%+37.2pp | 69.4%+30.6pp | 68.1%+31.9pp |
| Annual return | 12.64% | 40.24%-27.6pp | 31.07%-18.4pp | 53.51%-40.9pp |
| Employer contribution / active EE | $3,360 | $1,750+92.0% | $2,469+36.1% | $2,552+31.7% |
| Participant deferral / active EE | $1,626 | $3,138-48.2% | $4,092-60.3% | $4,126-60.6% |
| Admin fee / account holder | $5,846 | $5,504+6.2% | $7,578-22.8% | $7,339-20.3% |