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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,216 | $51,202-21.5% | $70,548-43.0% | $75,181-46.5% |
| Participation rate | 100.0% | 61.0%+39.0pp | 68.3%+31.7pp | 67.2%+32.8pp |
| Annual return | 11.86% | 30.05%-18.2pp | 32.78%-20.9pp | 160.69%-148.8pp |
| Employer contribution / active EE | $2,927 | $1,827+60.3% | $2,975-1.6% | $2,671+9.6% |
| Participant deferral / active EE | $1,276 | $2,850-55.2% | $4,567-72.1% | $4,126-69.1% |
| Admin fee / account holder | $4,118 | $4,094+0.6% | $6,424-35.9% | $5,650-27.1% |