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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,674 | $59,839-38.7% | $81,991-55.3% | $79,852-54.1% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.3%+30.7pp | 69.6%+30.4pp |
| Annual return | 5.93% | 17.56%-11.6pp | 41.31%-35.4pp | 31.72%-25.8pp |
| Employer contribution / active EE | $2,464 | $1,713+43.8% | $2,498-1.4% | $2,471-0.3% |
| Participant deferral / active EE | $1,096 | $2,695-59.3% | $3,722-70.5% | $3,740-70.7% |
| Admin fee / account holder | $2,069 | $4,287-51.7% | $5,665-63.5% | $5,306-61.0% |