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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,196 | $88,117+104.5% | $164,928+9.3% | $74,400+142.2% |
| Participation rate | 54.8% | 73.1%-18.3pp | 78.6%-23.8pp | 67.2%-12.4pp |
| Annual return | 18.09% | 17.27%+0.8pp | 70.08%-52.0pp | 1367.51%-1349.4pp |
| Employer contribution / active EE | $1,336 | $2,596-48.5% | $4,343-69.2% | $2,624-49.1% |
| Participant deferral / active EE | $4,288 | $4,501-4.7% | $6,034-28.9% | $4,348-1.4% |
| Admin fee / account holder | $3,327 | $2,230+49.2% | $12,684-73.8% | $1,944+71.2% |