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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,860 | $83,045+86.5% | $130,045+19.1% | $71,511+116.6% |
| Participation rate | 54.2% | 74.1%-20.0pp | 78.5%-24.3pp | 67.9%-13.8pp |
| Annual return | 23.14% | 20.61%+2.5pp | -137.30%+160.4pp | 28.86%-5.7pp |
| Employer contribution / active EE | $1,222 | $2,623-53.4% | $4,321-71.7% | $2,589-52.8% |
| Participant deferral / active EE | $4,466 | $4,436+0.7% | $5,820-23.3% | $4,291+4.1% |
| Admin fee / account holder | $1,053 | $1,727-39.0% | $10,600-90.1% | $1,588-33.7% |