See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
WASHINGTON TRUST BANK2 years Service code 99 717 W SPRAGUE AVE · SPOKANE, WA 99201 | Other Fees | $45,058 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,948 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,334 | $86,655+38.9% | $119,609+0.6% | $66,914+79.8% |
| Participation rate | 54.7% | 75.6%-20.9pp | 79.3%-24.6pp | 69.8%-15.1pp |
| Annual return | -23.17% | -8.00%-15.2pp | -14.97%-8.2pp | 1.58%-24.8pp |
| Employer contribution / active EE | $1,253 | $2,536-50.6% | $4,232-70.4% | $2,544-50.7% |
| Participant deferral / active EE | $3,888 | $4,358-10.8% | $5,602-30.6% | $4,237-8.2% |
| Admin fee / account holder | $800 | $755+6.0% | $10,323-92.2% | $593+34.9% |