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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: RETIREMENT PLAN CONSULTANTS INC. Service code 13 · EIN 13-4271932 1208 LOYOLA DRIVE · LIBERTYVILLE, IL 60048 | Contract Administrator | $25,846 |
EMBREE FINANCIAL GROUP3+ years Service code 27 · EIN 36-3983748 440 NORTH WELLS · CHICAGO, IL 60654 | Advisory (Plan) | $23,142 |
THE VANGUARD GROUP, INC.1 year Service code 13 · EIN 23-1945930 | Contract Administrator | $21,606 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $10,103 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,940 | $78,607+79.3% | $105,624+33.4% | $74,478+89.2% |
| Participation rate | 79.3% | 72.8%+6.5pp | 75.3%+4.0pp | 67.2%+12.1pp |
| Annual return | 13.59% | 15.96%-2.4pp | 116.20%-102.6pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $3,214 | $2,523+27.4% | $3,168+1.5% | $2,626+22.4% |
| Participant deferral / active EE | $7,457 | $4,325+72.4% | $5,013+48.8% | $4,350+71.4% |
| Admin fee / account holder | $339 | $2,220-84.7% | $10,961-96.9% | $1,946-82.6% |