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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: RETIREMENT PLAN CONSULTANTS INC. Service code 13 · EIN 13-4271932 1208 LOYOLA DRIVE · LIBERTYVILLE, IL 60048 | Contract Administrator | $25,846 |
EMBREE FINANCIAL GROUP3+ years Service code 27 · EIN 36-3983748 440 NORTH WELLS · CHICAGO, IL 60654 | Advisory (Plan) | $23,142 |
THE VANGUARD GROUP, INC.1 year Service code 13 · EIN 23-1945930 | Contract Administrator | $21,606 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $10,103 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,940 | $78,562+79.4% | $105,608+33.5% | $74,429+89.4% |
| Participation rate | 79.3% | 72.8%+6.5pp | 75.3%+4.0pp | 67.2%+12.1pp |
| Annual return | 13.59% | 15.94%-2.3pp | 116.50%-102.9pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $3,214 | $2,521+27.5% | $3,167+1.5% | $2,625+22.5% |
| Participant deferral / active EE | $7,457 | $4,321+72.6% | $5,010+48.8% | $4,348+71.5% |
| Admin fee / account holder | $339 | $2,217-84.7% | $11,028-96.9% | $1,944-82.6% |