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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,931 | $100,139+289.4% | $85,187+357.7% | $145,884+167.3% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 10.43% | 84.15%-73.7pp | 66.67%-56.2pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,216 | $3,238-31.6% | $2,732-18.9% | $4,662-52.5% |
| Participant deferral / active EE | $7,642 | $5,296+44.3% | $4,525+68.9% | $6,690+14.2% |
| Admin fee / account holder | $69,603 | $7,262+858.4% | $6,162+1029.6% | $13,392+419.7% |