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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,879 | $114,130+279.3% | $96,192+350.0% | $167,553+158.4% |
| Participation rate | 94.4% | 75.1%+19.4pp | 68.4%+26.0pp | 82.1%+12.3pp |
| Annual return | 12.14% | 190.07%-177.9pp | 192.09%-180.0pp | 478.89%-466.8pp |
| Employer contribution / active EE | $1,617 | $3,431-52.9% | $2,799-42.3% | $4,840-66.6% |
| Participant deferral / active EE | $17,839 | $5,198+243.2% | $4,351+310.0% | $6,343+181.3% |
| Admin fee / account holder | $22,806 | $6,901+230.5% | $5,539+311.7% | $12,316+85.2% |