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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,396 | $93,124+387.9% | $77,100+489.4% | $134,545+237.7% |
| Participation rate | 93.3% | 74.5%+18.8pp | 67.9%+25.4pp | 81.2%+12.1pp |
| Annual return | -14.49% | 62.68%-77.2pp | 42.35%-56.8pp | 418.37%-432.9pp |
| Employer contribution / active EE | $2,017 | $3,421-41.0% | $2,815-28.3% | $4,742-57.5% |
| Participant deferral / active EE | $18,710 | $5,242+256.9% | $4,430+322.4% | $6,401+192.3% |
| Admin fee / account holder | $30,830 | $6,970+342.3% | $5,443+466.4% | $11,431+169.7% |