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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,583 | $95,188+167.5% | $76,518+232.7% | $135,380+88.1% |
| Participation rate | 87.5% | 74.4%+13.1pp | 68.0%+19.5pp | 82.6%+4.9pp |
| Annual return | -8.29% | 4.85%-13.1pp | -0.27%-8.0pp | 519.81%-528.1pp |
| Employer contribution / active EE | $103 | $3,303-96.9% | $2,647-96.1% | $4,779-97.8% |
| Participant deferral / active EE | $8,142 | $4,640+75.5% | $3,836+112.3% | $5,609+45.2% |
| Admin fee / account holder | $15,097 | $6,249+141.6% | $4,849+211.4% | $10,828+39.4% |