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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,919 | $27,800-6.8% | $58,561-55.7% | $71,511-63.8% |
| Participation rate | 100.0% | 34.6%+65.4pp | 50.9%+49.1pp | 67.9%+32.1pp |
| Annual return | 14.61% | 26.80%-12.2pp | 4251.33%-4236.7pp | 28.86%-14.2pp |
| Employer contribution / active EE | $1,804 | $632+185.7% | $1,053+71.3% | $2,589-30.3% |
| Participant deferral / active EE | $2,478 | $1,208+105.1% | $1,923+28.9% | $4,291-42.2% |
| Admin fee / account holder | $140 | $1,637-91.5% | $2,520-94.4% | $1,588-91.2% |