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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,644 | $31,388-82.0% | $73,550-92.3% | $62,293-90.9% |
| Participation rate | 83.9% | 39.9%+44.1pp | 54.9%+29.0pp | 69.5%+14.4pp |
| Annual return | 20.12% | 25.34%-5.2pp | -15.16%+35.3pp | 28.90%-8.8pp |
| Employer contribution / active EE | $1,126 | $498+126.1% | $1,219-7.7% | $2,042-44.9% |
| Participant deferral / active EE | $1,465 | $1,028+42.5% | $1,804-18.8% | $3,169-53.8% |
| Admin fee / account holder | $21 | $299-93.0% | $2,320-99.1% | $479-95.6% |