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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,618 | $28,109-72.9% | $71,089-89.3% | $56,289-86.5% |
| Participation rate | 84.2% | 40.4%+43.8pp | 54.6%+29.5pp | 69.9%+14.3pp |
| Annual return | -9.28% | -615.05%+605.8pp | 650.65%-659.9pp | -9.96%+0.7pp |
| Employer contribution / active EE | $1,186 | $558+112.8% | $1,088+9.1% | $2,111-43.8% |
| Participant deferral / active EE | $1,572 | $1,116+40.9% | $1,873-16.1% | $3,350-53.1% |
| Admin fee / account holder | $51 | $585-91.3% | $3,082-98.3% | $521-90.2% |