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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,220 | $31,679-61.4% | $74,723-83.6% | $65,186-81.3% |
| Participation rate | 87.1% | 40.4%+46.8pp | 54.5%+32.7pp | 70.2%+16.9pp |
| Annual return | 18.82% | 39.04%-20.2pp | 753.18%-734.4pp | 29.39%-10.6pp |
| Employer contribution / active EE | $1,310 | $566+131.4% | $1,084+20.8% | $2,177-39.8% |
| Participant deferral / active EE | $1,775 | $1,191+49.0% | $1,962-9.5% | $3,514-49.5% |
| Admin fee / account holder | $77 | $379-79.6% | $3,335-97.7% | $847-90.9% |