Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,845 | $29,546+7.8% | $56,441-43.6% | $77,671-59.0% |
| Participation rate | 39.4% | 32.7%+6.7pp | 52.5%-13.1pp | 70.6%-31.2pp |
| Annual return | 11.98% | 19.01%-7.0pp | 1704.21%-1692.2pp | 31.21%-19.2pp |
| Employer contribution / active EE | $898 | $568+58.1% | $1,039-13.6% | $2,726-67.1% |
| Participant deferral / active EE | $1,152 | $1,061+8.6% | $1,953-41.0% | $4,648-75.2% |
| Admin fee / account holder | $178 | $1,046-83.0% | $2,829-93.7% | $430-58.7% |