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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,598 | $102,393+235.6% | $147,041+133.7% | $80,911+324.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.94% | 134.95%-126.0pp | 419.21%-410.3pp | 35.63%-26.7pp |
| Employer contribution / active EE | $7,626 | $3,715+105.3% | $4,935+54.5% | $2,756+176.7% |
| Participant deferral / active EE | $11,572 | $6,647+74.1% | $8,071+43.4% | $4,297+169.3% |
| Admin fee / account holder | $9,829 | $7,943+23.7% | $13,006-24.4% | $6,935+41.7% |