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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,208 | $93,589+235.7% | $135,942+131.1% | $75,181+317.9% |
| Participation rate | 97.1% | 75.2%+22.0pp | 81.9%+15.2pp | 67.2%+29.9pp |
| Annual return | 12.58% | 30.90%-18.3pp | 68.28%-55.7pp | 160.69%-148.1pp |
| Employer contribution / active EE | $9,429 | $3,537+166.5% | $4,858+94.1% | $2,671+253.1% |
| Participant deferral / active EE | $8,264 | $6,405+29.0% | $7,759+6.5% | $4,126+100.3% |
| Admin fee / account holder | $27,419 | $6,977+293.0% | $10,764+154.7% | $5,650+385.3% |