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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,208 | $93,598+235.7% | $135,974+131.1% | $75,173+318.0% |
| Participation rate | 97.1% | 75.2%+21.9pp | 81.9%+15.2pp | 67.2%+29.9pp |
| Annual return | 12.58% | 30.89%-18.3pp | 68.30%-55.7pp | 160.72%-148.1pp |
| Employer contribution / active EE | $9,429 | $3,538+166.5% | $4,859+94.0% | $2,671+253.0% |
| Participant deferral / active EE | $8,264 | $6,405+29.0% | $7,760+6.5% | $4,126+100.3% |
| Admin fee / account holder | $27,419 | $6,978+292.9% | $10,767+154.7% | $5,651+385.2% |