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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,711 | $105,200+218.2% | $159,474+109.9% | $85,847+289.9% |
| Participation rate | 96.9% | 75.8%+21.1pp | 82.8%+14.0pp | 69.3%+27.6pp |
| Annual return | 8.08% | 45.08%-37.0pp | 263.68%-255.6pp | 318.61%-310.5pp |
| Employer contribution / active EE | $10,266 | $3,319+209.3% | $4,831+112.5% | $2,565+300.2% |
| Participant deferral / active EE | $11,257 | $5,946+89.3% | $7,353+53.1% | $3,952+184.8% |
| Admin fee / account holder | $2,451 | $6,934-64.7% | $10,802-77.3% | $6,261-60.9% |