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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,998 | $85,171-62.4% | $172,753-81.5% | $72,976-56.2% |
| Participation rate | 65.6% | 70.1%-4.4pp | 82.6%-17.0pp | 69.5%-3.9pp |
| Annual return | 20.40% | 27.32%-6.9pp | 803.00%-782.6pp | 81.02%-60.6pp |
| Employer contribution / active EE | $1,731 | $3,324-47.9% | $5,144-66.4% | $2,440-29.1% |
| Participant deferral / active EE | $2,935 | $3,260-10.0% | $5,198-43.5% | $3,608-18.6% |
| Admin fee / account holder | $649 | $5,880-89.0% | $13,956-95.4% | $5,124-87.3% |