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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,072 | $95,415-57.0% | $185,851-77.9% | $85,851-52.2% |
| Participation rate | 80.0% | 68.8%+11.2pp | 81.7%-1.7pp | 69.3%+10.7pp |
| Annual return | 11.43% | 23.59%-12.2pp | 122.11%-110.7pp | 318.63%-307.2pp |
| Employer contribution / active EE | $2,433 | $3,314-26.6% | $5,168-52.9% | $2,565-5.2% |
| Participant deferral / active EE | $4,374 | $3,424+27.8% | $5,569-21.4% | $3,952+10.7% |
| Admin fee / account holder | $5,597 | $7,215-22.4% | $16,245-65.5% | $6,261-10.6% |