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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,125 | $168,635-84.5% | $147,617-82.3% | $125,389-79.2% |
| Participation rate | 81.8% | 88.8%-7.0pp | 84.6%-2.8pp | 83.2%-1.4pp |
| Annual return | -0.03% | 77.65%-77.7pp | 61.98%-62.0pp | 282.24%-282.3pp |
| Employer contribution / active EE | $2,029 | $6,252-67.6% | $5,564-63.5% | $4,866-58.3% |
| Participant deferral / active EE | $3,392 | $5,507-38.4% | $4,895-30.7% | $5,352-36.6% |
| Admin fee / account holder | $1,647 | $13,580-87.9% | $11,612-85.8% | $9,541-82.7% |