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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Account maintenance fees; Float reven... | $79,139 |
UBS FINANCIAL SERVICES INC7+ years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $53,757 |
Filed as: FUTURE PLAN Service code 16 · EIN 82-3719843 | Consulting | $16,668 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $200 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO, INC. Service code 33 | Securities brokerage commissions and ... | $0 |
NATIONAL FINANCIAL SERVICES7+ years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Counterparties on defaulted loans (Part 1), defaulted leases (Part 2), and non-exempt prohibited transactions (Part 3). Presence of any row warrants fiduciary review.
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,088 | $89,904+31.3% | $453,569-74.0% | $86,821+36.0% |
| Participation rate | 98.0% | 75.7%+22.3pp | 78.0%+20.0pp | 72.3%+25.7pp |
| Annual return | 13.27% | 19.72%-6.5pp | 64.43%-51.2pp | 97.94%-84.7pp |
| Employer contribution / active EE | $4,314 | $3,279+31.6% | $4,072+6.0% | $2,406+79.3% |
| Participant deferral / active EE | $10,123 | $5,114+97.9% | $6,211+63.0% | $4,132+145.0% |
| Admin fee / account holder | $327 | $156+110.1% | $11,214-97.1% | $170+93.0% |