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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,847 | $91,194+206.9% | $178,486+56.8% | $79,860+250.4% |
| Participation rate | 85.7% | 69.2%+16.5pp | 81.9%+3.8pp | 69.6%+16.1pp |
| Annual return | 13.33% | 24.19%-10.9pp | 151.08%-137.8pp | 31.72%-18.4pp |
| Employer contribution / active EE | $2,678 | $3,256-17.8% | $5,011-46.6% | $2,471+8.4% |
| Participant deferral / active EE | $8,052 | $3,236+148.8% | $5,202+54.8% | $3,740+115.3% |
| Admin fee / account holder | $23,294 | $6,751+245.0% | $13,985+66.6% | $5,306+339.0% |