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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,410 | $84,236+142.7% | $170,435+19.9% | $70,126+191.5% |
| Participation rate | 93.9% | 70.8%+23.1pp | 83.6%+10.3pp | 69.5%+24.4pp |
| Annual return | 17.67% | 23.06%-5.4pp | 205.94%-188.3pp | 73.15%-55.5pp |
| Employer contribution / active EE | $10,014 | $3,387+195.7% | $5,432+84.3% | $2,343+327.5% |
| Participant deferral / active EE | $7,573 | $3,086+145.4% | $4,939+53.3% | $3,332+127.3% |
| Admin fee / account holder | $8,088 | $5,698+41.9% | $13,881-41.7% | $4,645+74.1% |