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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,782 | $77,638+109.7% | $156,551+4.0% | $62,881+158.9% |
| Participation rate | 94.7% | 71.2%+23.5pp | 84.0%+10.7pp | 69.3%+25.4pp |
| Annual return | 6.33% | 50.33%-44.0pp | 32.23%-25.9pp | 20.14%-13.8pp |
| Employer contribution / active EE | $9,333 | $3,444+171.0% | $5,501+69.7% | $2,281+309.2% |
| Participant deferral / active EE | $6,520 | $3,046+114.1% | $4,871+33.9% | $3,203+103.6% |
| Admin fee / account holder | $7,795 | $5,561+40.2% | $13,028-40.2% | $4,296+81.4% |