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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,714 | $150,447-22.4% | $136,298-14.4% | $147,586-20.9% |
| Participation rate | 89.5% | 84.4%+5.1pp | 81.9%+7.6pp | 82.8%+6.6pp |
| Annual return | 16.34% | 1049.15%-1032.8pp | 5156.27%-5139.9pp | 578.59%-562.3pp |
| Employer contribution / active EE | $4,701 | $5,256-10.6% | $4,696+0.1% | $4,876-3.6% |
| Participant deferral / active EE | $11,306 | $6,631+70.5% | $6,247+81.0% | $5,439+107.9% |
| Admin fee / account holder | $7,486 | $10,906-31.4% | $9,244-19.0% | $10,886-31.2% |