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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,960 | $135,956-34.6% | $123,894-28.2% | $273,972-67.5% |
| Participation rate | 87.5% | 84.1%+3.4pp | 81.4%+6.1pp | 83.0%+4.5pp |
| Annual return | 5.02% | 56.63%-51.6pp | 47.52%-42.5pp | 41.46%-36.4pp |
| Employer contribution / active EE | $4,618 | $5,170-10.7% | $4,6170% | $4,869-5.1% |
| Participant deferral / active EE | $14,398 | $6,343+127.0% | $5,984+140.6% | $5,287+172.3% |
| Admin fee / account holder | $22,384 | $9,817+128.0% | $8,357+167.8% | $10,133+120.9% |