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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,965 | $176,120-10.3% | $159,487-1.0% | $167,553-5.7% |
| Participation rate | 95.5% | 85.0%+10.5pp | 82.8%+12.6pp | 82.1%+13.3pp |
| Annual return | 15.85% | 331.95%-316.1pp | 263.71%-247.9pp | 478.89%-463.0pp |
| Employer contribution / active EE | $105 | $5,299-98.0% | $4,831-97.8% | $4,840-97.8% |
| Participant deferral / active EE | $9,470 | $7,752+22.2% | $7,354+28.8% | $6,343+49.3% |
| Admin fee / account holder | $11,525 | $12,561-8.2% | $10,804+6.7% | $12,316-6.4% |