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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,390 | $183,592-72.6% | $155,567-67.6% | $145,959-65.5% |
| Participation rate | 46.7% | 82.7%-36.0pp | 78.2%-31.5pp | 80.3%-33.6pp |
| Annual return | 11.87% | 61.24%-49.4pp | 64.74%-52.9pp | 561.95%-550.1pp |
| Employer contribution / active EE | $1,400 | $5,315-73.7% | $4,674-70.0% | $4,661-70.0% |
| Participant deferral / active EE | $3,122 | $6,464-51.7% | $5,628-44.5% | $6,689-53.3% |
| Admin fee / account holder | $616 | $19,318-96.8% | $15,916-96.1% | $13,398-95.4% |