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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,390 | $183,592-72.6% | $155,574-67.6% | $145,877-65.5% |
| Participation rate | 46.7% | 82.7%-36.0pp | 78.2%-31.5pp | 80.3%-33.6pp |
| Annual return | 11.87% | 61.37%-49.5pp | 64.87%-53.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $1,400 | $5,317-73.7% | $4,676-70.1% | $4,663-70.0% |
| Participant deferral / active EE | $3,122 | $6,466-51.7% | $5,629-44.5% | $6,691-53.3% |
| Admin fee / account holder | $616 | $19,316-96.8% | $15,914-96.1% | $13,402-95.4% |