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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,648 | $167,362-78.7% | $143,799-75.2% | $134,532-73.5% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -19.23% | 0.47%-19.7pp | -0.04%-19.2pp | 418.27%-437.5pp |
| Employer contribution / active EE | $1,266 | $5,620-77.5% | $4,952-74.4% | $4,741-73.3% |
| Participant deferral / active EE | $3,564 | $6,447-44.7% | $5,638-36.8% | $6,401-44.3% |
| Admin fee / account holder | $541 | $18,094-97.0% | $14,677-96.3% | $11,429-95.3% |