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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,498 | $111,814-61.1% | $103,378-57.9% | $145,978-70.2% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 12.16% | 24.80%-12.6pp | 24.91%-12.7pp | 550.52%-538.4pp |
| Employer contribution / active EE | $2,166 | $4,215-48.6% | $3,870-44.0% | $4,662-53.5% |
| Participant deferral / active EE | $6,359 | $5,618+13.2% | $5,058+25.7% | $6,690-4.9% |
| Admin fee / account holder | $562 | $9,764-94.2% | $8,401-93.3% | $13,400-95.8% |