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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,077 | $72,269-81.9% | $101,271-87.1% | $79,852-83.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 33.82% | 22.29%+11.5pp | 46.48%-12.7pp | 31.72%+2.1pp |
| Employer contribution / active EE | $8,078 | $2,692+200.1% | $3,660+120.7% | $2,471+226.9% |
| Participant deferral / active EE | $4,620 | $3,282+40.8% | $4,371+5.7% | $3,740+23.5% |
| Admin fee / account holder | $374 | $4,401-91.5% | $5,948-93.7% | $5,306-93.0% |