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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,901 | $106,267-64.3% | $96,520-60.7% | $139,456-72.8% |
| Participation rate | 62.5% | 77.8%-15.3pp | 74.3%-11.8pp | 80.3%-17.8pp |
| Annual return | 17.20% | 38.45%-21.2pp | 35.72%-18.5pp | 373.45%-356.2pp |
| Employer contribution / active EE | $1,931 | $4,105-52.9% | $3,739-48.3% | $4,753-59.4% |
| Participant deferral / active EE | $5,791 | $5,454+6.2% | $4,879+18.7% | $6,711-13.7% |
| Admin fee / account holder | $567 | $7,882-92.8% | $6,733-91.6% | $11,407-95.0% |