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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,285 | $148,623-35.9% | $135,974-29.9% | $139,466-31.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.34% | 79.30%-65.0pp | 68.30%-54.0pp | 373.66%-359.3pp |
| Employer contribution / active EE | $3,735 | $5,246-28.8% | $4,859-23.1% | $4,754-21.4% |
| Participant deferral / active EE | $10,896 | $8,103+34.5% | $7,760+40.4% | $6,712+62.3% |
| Admin fee / account holder | $2,132 | $12,406-82.8% | $10,767-80.2% | $11,409-81.3% |