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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,354 | $135,956-77.7% | $123,894-75.5% | $273,972-88.9% |
| Participation rate | 60.0% | 84.1%-24.1pp | 81.4%-21.4pp | 83.0%-23.0pp |
| Annual return | 6.98% | 56.63%-49.6pp | 47.52%-40.5pp | 41.46%-34.5pp |
| Employer contribution / active EE | $1,046 | $5,170-79.8% | $4,617-77.3% | $4,869-78.5% |
| Participant deferral / active EE | $3,418 | $6,343-46.1% | $5,984-42.9% | $5,287-35.4% |
| Admin fee / account holder | $3,722 | $9,817-62.1% | $8,357-55.5% | $10,133-63.3% |