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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,079 | $165,361-72.1% | $149,715-69.2% | $158,950-71.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.23% | 348.24%-335.0pp | 276.66%-263.4pp | 302.91%-289.7pp |
| Employer contribution / active EE | $5,483 | $5,103+7.4% | $4,645+18.0% | $4,762+15.1% |
| Participant deferral / active EE | $5,134 | $7,182-28.5% | $6,842-25.0% | $5,983-14.2% |
| Admin fee / account holder | $3,808 | $10,808-64.8% | $9,310-59.1% | $11,248-66.1% |