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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,550 | $152,542-70.1% | $117,498-61.2% | $134,509-66.1% |
| Participation rate | 41.7% | 77.1%-35.4pp | 70.6%-28.9pp | 81.2%-39.6pp |
| Annual return | -14.17% | 53.02%-67.2pp | 29.75%-43.9pp | 418.13%-432.3pp |
| Employer contribution / active EE | $1,105 | $5,574-80.2% | $4,178-73.6% | $4,741-76.7% |
| Participant deferral / active EE | $2,587 | $4,819-46.3% | $4,071-36.4% | $6,400-59.6% |
| Admin fee / account holder | $505 | $7,006-92.8% | $5,646-91.1% | $11,427-95.6% |