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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,121 | $158,852-85.4% | $121,220-80.9% | $135,379-82.9% |
| Participation rate | 38.9% | 79.3%-40.4pp | 71.8%-32.9pp | 82.6%-43.8pp |
| Annual return | -9.85% | -0.64%-9.2pp | 16.94%-26.8pp | 519.79%-529.6pp |
| Employer contribution / active EE | $979 | $5,666-82.7% | $4,023-75.7% | $4,779-79.5% |
| Participant deferral / active EE | $3,082 | $4,006-23.1% | $3,345-7.9% | $5,609-45.0% |
| Admin fee / account holder | $251 | $6,515-96.1% | $5,021-95.0% | $10,828-97.7% |