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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,975 | $176,402-79.0% | $134,162-72.4% | $158,966-76.7% |
| Participation rate | 41.7% | 78.7%-37.1pp | 72.2%-30.5pp | 82.0%-40.3pp |
| Annual return | 13.04% | 63.66%-50.6pp | 36.35%-23.3pp | 302.95%-289.9pp |
| Employer contribution / active EE | $933 | $5,042-81.5% | $3,705-74.8% | $4,762-80.4% |
| Participant deferral / active EE | $1,675 | $4,093-59.1% | $3,500-52.1% | $5,983-72.0% |
| Admin fee / account holder | $356 | $8,719-95.9% | $6,685-94.7% | $11,250-96.8% |